Bees

Buy-to-let mortgages

Looking to become a landlord for the first time or adding another property to your empire? Existing buy-to-let deal coming to an end or inherited a property that you want to rent instead of sell? 

Whatever buy-to-let advice you’re looking for, there’s a mortgage expert on hand to help. Simply download our app and head to Beehive Marketplace to get started. Want to manage the whole application from your phone? You can do that too.

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Expert mortgage advice at your fingertips

We’ve partnered with Mortgage Advice Bureau – a leading mortgage broker, with 1,600 advisers across the UK, so together we can learn about you and find your perfect mortgage. 

Your mortgage adviser will search and compare thousands of mortgage deals from over 90 lenders, some that aren’t even available on the high street, to find the deal that's right for you.

And as an added bonus, when you use a Beehive Homebuyer Lifetime ISA to buy your first home you won’t pay a mortgage advice fee.

Just another way we’re helping you build a brighter future.

'Amazing service from start to finish'
Joshua
'They stuck by me and guided me through the process'
Saskia
'Fantastic experience, highly recommend!!'
Jasmine

Advisers who compare mortgages from over 90 different lenders

A mortgage is one of the biggest financial commitments, so getting the best deal is important. Get access to mortgage advisers who will compare thousands of deals from over 90 different lenders so you can be confident you’re getting the right deal.

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What is a buy-to-let mortgage?

A buy-to-let mortgage is for current or future landlords who are buying a property specifically to rent it out, rather than live in. You’ll generally require a different type of mortgage for rental properties than the one you’d get for your home. 

Just like residential mortgages, you can choose between interest-only or repayment deals. You can find out more about the differences in our deposit calculator.

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Does a buy-to-let cost more in stamp duty?

The short answer is yes. That’s because stamp duty is paid on a sliding scale, which means depending on whether you’re buying your first home, second home or a rental property the amount due will change. The cost of the property will also be taken into account. 

You can find out how much you’ll have to pay by checking out our stamp duty calculator

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How to compare mortgages with Beehive Money

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First-time buyer, remortgaging or buying?

Tell us a little about yourself including what you’re looking for, whether you’ll live in it or rent it out, how much you need and when you want it by.

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Let mortgage advisers do the work

Leave it to the experts to browse through thousands of mortgages. Next, talk through your options so you can make an informed decision.

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Apply through the app

For a better experience, download the app. Then, apply for your mortgage and keep updated on your progress, all from your phone.

Start your mortgage journey arrow Log into the app arrow

Psst! Here's the important part

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your property may be repossessed if you don’t keep up repayments on your mortgage. 

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1.00%, but a typical fee is 0.30% of the amount borrowed.