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Buying your first home?

Buying your first house is one of the most exciting things you'll experience. But, before jumping straight in, we're here to help. From tips on how to start saving, helpful milestones explaining what to expect throughout the process and linking you up with expert mortgage advice, the Beehive Money app has it all. 

First things first, you’ll need to save a deposit. With our Homebuyer Lifetime ISA, you can put away up to £4,000 per tax year and earn tax-free interest on top – as well as a generous Government bonus that’s worth up to £1,000 each year. Generally speaking, the account is open to first-time buyers aged 18-39, but you can get all the specifics, including restrictions, on the Homebuyer Lifetime ISA page. Then, when you're ready to buy, speak to experts at Mortgage Advice Bureau to find the right deal - and don't worry, we'll pay the advice fee!

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Expert mortgage advice at your fingertips

We’ve partnered with Mortgage Advice Bureau – a leading mortgage broker, with 1,600 advisers across the UK, so together we can learn about you and find your perfect mortgage. 

Your mortgage adviser will search and compare thousands of mortgage deals from over 90 lenders, some that aren’t even available on the high street, to find the deal that's right for you.

And as an added bonus, when you use a Beehive Homebuyer Lifetime ISA to buy your first home you won’t pay a mortgage advice fee.

Just another way we’re helping you build a brighter future.

'Amazing service from start to finish'
Joshua
'They stuck by me and guided me through the process'
Saskia
'Fantastic experience, highly recommend!!'
Jasmine

Advisers who compare mortgages from over 90 different lenders

A mortgage is one of the biggest financial commitments, so getting the best deal is important. Get access to mortgage advisers who will compare thousands of deals from over 90 different lenders so you can be confident you’re getting the right deal.

Where are you on the mortgage journey?

Depending on how far you’re along the process will determine what information you’re most likely to need. Here’s everything we think you’ll need to get started.

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I'm at the start of my house buying journey

While this is a really exciting time, there’s a lot to know and you might be wondering where to begin. Here's how to get started. 

See what you could borrow
Our deposit calculator shows how much you need to save, while our mortgage calculator works out what you can borrow based on your deposit and salary. 

Save up for a deposit
We've a great range of savings accounts that can help you build your fund. But if this is your first home and you fit the criteria, you could consider opening a Homebuyer Lifetime ISA as the Government rewards you for saving. 

Do your research
Check out our mortgage guides, look at our house buying process, learn more about interest rates and look into your credit score. You can pick up insider tips from our articles too. It’s all part of getting comfortable with the world of mortgages. If you have any questions at all, we’re happy to help.

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I've saved my deposit but need more guidance

That’s great news – your deposit is the first thing to tick off the list. Next, tap into our mortgage guides to get to know the journey a little better, and familiarise yourself with mortgage terms, like APRC and ERC. 

Don’t forget mortgage calculators – they’ll help you see what your monthly mortgage repayments might be. When you’re ready to take the next step and choose a mortgage, you can speak to an expert. Book your appointment now or if you have a Beehive Homebuyer Lifetime ISA, book your appointment in our app

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I need a mortgage to start looking for a house

Yay! You’re getting closer and closer to becoming a homeowner, and talking to a Mortgage Advice Bureau adviser can help you get over the finish line by searching deals and lenders that could work for you. Get ready to answer some simple questions around a few things such as: 

  • the value of the house you want to buy
  • how much you've saved
  • how long you want the mortgage term to be
  • how much you earn.

When the adviser has the information they need, they can talk you through your options. Book an appointment now or if you have a Beehive Homebuyer Lifetime ISA, book your appointment in our app.

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I'm ready to speak to a mortgage adviser

There are two ways you can get mortgage advice. 

If you’re a Beehive customer you can go into the app, click on Marketplace and fill in your details. The mortgage adviser will call you and then keep you updated on the progress through the app.

If you’re not a Beehive customer, you can complete this form and a mortgage adviser will call you to discuss your needs.

Either way, you’ll get friendly, knowledgeable mortgage advice


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More about our partnership

Getting help from the experts is the first step to finding a mortgage deal that's perfect for you. Here's why we chose Mortgage Advice Bureau as our partner.

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They’re one of the UK’s leading mortgage brokers

And, they search over 12,000 mortgage deals so you can be sure they’ll find you the right deal for your first home.

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They have access to exclusive deals

Including some that aren’t available anywhere on the high street, which means more choice and more chance of the right deal for you.

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1,600 mortgage advisers nationwide

Who will discuss your requirements at a time that suits you. Complete our online enquiry form to get started.

Psst! Here's the important part

Your home may be repossessed if you don’t keep up repayments on your mortgage.

There may be a fee for advice. The amount you pay will depend on your circumstances. The fee is up to 1.00% but a typical fee is 0.30% of the amount borrowed. However, Beehive Homebuyer Lifetime ISA customers using their savings to purchase a house will not pay an advice fee.

How to compare mortgages with Beehive Money

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First-time buyer, remortgaging or buying?

Tell us a little about yourself including what you’re looking for, whether you’ll live in it or rent it out, how much you need and when you want it by.

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Let mortgage advisers do the work

Leave it to the experts to browse through thousands of mortgages. Next, talk through your options so you can make an informed decision.

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Apply through the app

For a better experience, download the app. Then, apply for your mortgage and keep updated on your progress, all from your phone.

Start your mortgage journey arrow Log into the app arrow