Once you’ve decided you want to buy a house, it’s probably time to start saving. Which means it’s time to make a budget and see how much you’re able to save each month. We’ve created a handy budget planner to help you do just that. Simply fill in your incoming money and outgoings that you need to pay for and see what you’re left with to spend and save towards your future home. Once you’ve eyed up a price-range of properties that you’d be interested in and you know what percentage you want to get to, work out how much deposit you’ll need with our deposit calculator.
Remember, the higher the deposit you have, the more mortgage deals that will be available for you to choose from. Then, use our mortgage calculator to see how much you could be paying each month. It’s handy to check out mortgages on the market that you could potentially be eligible for, so you’ll have an idea of the interest rate to add to this calculation.