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Regular savings accounts

If you'd like to put money away on a monthly basis or are looking to get into the habit of saving a bit more, a Beehive regular savings account could be the savings account you need.

What's a regular savings account?

Are you wanting to save for something special and looking to start saving regularly? If your answer is yes, this type of account may benefit you. Often referred to as 'monthly savings accounts', Beehive regular savers allow you to pay in a set amount of money each month, letting your balance consistently grow over time. 

You can make multiple deposits within a month as long as it doesn’t exceed the maximum monthly amount and, if needed, you can miss as many monthly payments as you like. 

You won't be able to withdraw any money you've saved into your regular savers account until the term ends so you need to be sure you won’t need access to it, however, keep it in there without any withdrawals and you'll receive a lump sum of interest.

Regular savers' interest rates can be higher than easy access savings accounts due to the fact that you can't access your savings so the incentive is there to keep your money locked away for longer.

The highlights

  • Users UK residents aged 18 or over
  • Piggy Bank Duotone Build up your savings steadily
  • Mobile Manage your account 24/7

Steadily build up your savings

A regular saver could be a great option if you want to steadily build up your savings pot - perfect if you're saving for something special.

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Make multiple deposits

Pay in whatever and whenever you like, without having to commit to fixed payments (remember you're capped on how much you can pay in each month).

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Reach your goals

Download the app, set your goals, follow milestones and be more likely to achieve them with Beehive's handy savings tools.

Choose an account

You can open a savings account through the Beehive Money app. All of our accounts are just for UK residents; we pay interest annually; and how often (and how much) you can withdraw depends on the account. Bear in mind too that any of our products can be withdrawn at any time.

You should regularly review any savings you have. See our range of savings accounts below, compare interest rates and find the right product for your goals.

Need help deciding? Choose how much you’re likely to deposit to see the estimated total interest you could earn in 12 months. We’ve calculated it using the AER (Annual Equivalent Rate), assuming you’ll put in the amount you’ve chosen on the day that account launches. This gives you an idea of how much interest you might earn, based on your deposit.

Choose Account Rounded

*We will pay your interest without tax taken off. It is your responsibility to declare any interest you earn over your personal savings allowance directly to HMRC. Your tax treatment will depend on your individual circumstances and may be subject to change in the future, for further information please contact HMRC. AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest was re-invested in the account each year. Interest rates are variable unless otherwise stated.

Things to know
Your gross rate is the amount of interest you’ll earn each year before tax. AER, or Annual Equivalent Rate, is designed to make savings accounts easier to compare. The AER will show you what your interest rate would be if interest was paid back into your account. For accounts that pay interest annually, the gross rate and the AER should be the same. For accounts that pay interest monthly the AER will be slightly higher than the gross rate. This is because if you leave your monthly interest in the account you’d start to earn interest on the interest.

These are just estimates and they’re for illustrative purposes only. Deposit examples may not reflect actual product deposit limits. We’ve based our calculations on the assumptions that the account is opened the day it’s made available; the interest rate doesn’t change; interest is paid straight into your account; and that you don’t put in any more money or take it out. So, if any of these things change, so will the amount of money you earn on your deposit.

Get a reminder

This account () isn't quite ready yet – we’re sorry about that. If you leave your name and email address, we’ll send you a message as soon as it’s up and running.


We will email you when this type of savings account becomes available.


Ready to get started?

Step 1

Get registered!

To join Beehive Money you can do this one of two ways. You can register on your desktop, or if you'd prefer you can install our app and follow the instructions on your screen.

Step 2

Take your pick of accounts

Once you have access to Beehive, choose the account that's right for you. We have a whole range available, such as fixed rates, easy access accounts, Cash ISAs and the Lifetime ISA.

Step 3

Set goals, achieve milestones

We know that you’re more likely to achieve your dream if you set goals. Our goal tracker and a helpful milestone will help motivate you to save for a brighter future.

Your savings are protected

Your savings will be protected up to a total of £85,000 by the Financial Services Compensation Scheme. There’s more about that here.

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Looking for something different?

Don’t sweat it, we have a range of accounts you can choose from. Check them out below.

Fixed rate

If you can put your money away for a set period in a fixed rate savings account, we'll pay you a fixed rate of interest. You can be rest assured that the interest rate will stay the same for the term of your account.

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Easy access

Our easy access account is a flexible account with very few restrictions, which makes it a great choice for those who want to put away money but be able to access it at any time, without charges or penalties, and it’s never, ever 'locked' away.

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All savings accounts

Not sure about which account you’re after? Whatever your goals and however you’d like to save, we have a range of accounts for almost everyone at Beehive.

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